|
本帖最后由 p2love 于 2009-10-7 16:54 编辑
我昨天在汉堡sixt租了一辆宝马118,不幸的是发生了车祸,警察认定我负全责,车前方保险杠整个撞坏,左大灯撞掉,两个安全气囊弹出,前挡风玻璃裂了,我没有买个人事故险,这样的话,等于说租车损坏所有赔偿都需要我个人支出,我大概要赔偿多少钱?或者有没有相关方面的建议!非常感谢!
补充:
车祸发生过程:我是在支路上准备右转弯至干道,被一辆速度较快的集装卡车撞上,变向撞到路边路灯柱,就变成了照片中的样子!警察判定我全责!5555...
车的发动机在被ADAC拖走过程中,工作人员发动,没有成功,不知道发动机是否坏了!
这个车我拿到手时公里数:10000公里左右
请大家帮我看看,我要赔多少钱?
万分感谢!
再次补充sixt的保险内容:
General Insurance Conditions
Third Party Insurance (TI)
Insurance coverage for the vehicle rented includes Third Party Liability with a maximum cover of EUR 50 Mill for personal injuries and material damages. Maximum cover for personal injuries is EUR 8 Mill per injured person and is limited to Europe only.
Excluded from the insurance is the use of the vehicle for the transport of dangerous goods. All insurance cover as part of the rental contract will become void, in particular, if an unauthorized driver has used the vehicle or if the driver of the vehicle does not possess the required driver's licence at the time of the event giving rise to claim.
Loss Damage Waiver (LDW)
Loss Damage Waiver removes the drivers responsibility to a part of the vehicle in case of damage or theft.
If LDW is not accepted the customer will be held liable for the full value of the car.
If LDW is accepted, customer is only responsible for the following amounts: EUR 750.- (MCMR to SDMR, CWMR, IWMR,SWMR, CXMR, IXMR, SXMR, CYMR, IYMR, SYMR) / EUR 950.- (FDMR to XDAR, IVML, IVMR, SVMR, FVMR, FWMR, PWMR, FYMR, FXMR, ETMR to XTAR, SSMR to XSAR, SFMR to XFAR)/ EUR 1.500.- (LTAN, LSAN).
Personal Accident Insurance (PAI)
By taking out personal accident insurance coverage can also be extended to cover the consequences of an accident.
By taking out PAI the limit of liability is:
EUR 20,500.- for invalidity,
EUR 12,800.- for decease,
EUR 500.- for medical costs.
If there are two or more passengers, the sum insured increases by 50%, where the injured person has a proportional entitlement.
我的保险只有TI,没有LDW和PAI,车是宝马118,估计可能按照报废处理,那样的话我可能要赔偿1万~1。5万欧给SIXT公司。我的问题是,我觉得当时SIXT的出租人员应该在把车租给我之前,提醒我一下购买保险,因为作为消费者我并不是很清楚其中的利害关系,从这点出发,是否能够把我的赔偿金额降低一点!
有没有人认识相关方面的律师,给点建议,或者律师的联系方式!万分感谢! |
本帖子中包含更多资源
您需要 登录 才可以下载或查看,没有账号?注册
×
|